An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow-finned tuna. The banker complimented the Mexican on the quality of his fish and asked how long it took to catch them. The Mexican replied: “Only a little while.” The banker then asked why he didn’t stay out longer and catch more fish. The Mexican said he had enough to support his family’s immediate needs.
The banker was puzzled and then asked, “But what do you do with the rest of your time?”
The Mexican fisherman said, “I sleep late, swim a little, play with my children, take a siesta with my wife Maria, stroll into the village each evening where I sip wine and play guitar with my amigos. I have a full and busy life, Señor.”
The banker scoffed, “I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds buy a bigger boat. With the proceeds from the bigger boat you could buy several boats. Eventually you’ll have a fleet of fishing boats. Instead of selling your catch to a middle man, you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then Los Angeles, and eventually to New York City where you will run your expanding enterprise.”
The Mexican fisherman asked, “But, Señor, how long will this all take?”
To which the banker replied, “Five to ten years.”
“But what then, Señor?”
The banker laughed and said, “That’s the best part. When the time is right, you would announce an IPO and sell your company’s stock to the public and become very rich. You would be worth millions!”
“Millions, Señor? Then what?”
The banker said, “Then you would retire, move to a small coastal fishing village, take siesta with your wife, play with your kids, stroll to the village in the evenings where you would sip wine and play your guitar with your amigos.”
How remarkable. The very things that the fisherman could look forward to at the end of a long and arduous process that would require him to put his life on hold are those all-important parts of life he already enjoys in his semi-poverty.
What would having more do for him? Prevent him from presently enjoying family and friends, laughing and living, being independent and free of the worries associated with major financial investments. And of course we all realize that the five to ten years the banker estimated would be all the time needed will stretch out far longer as greed for more as well as unexpected difficulties turn the project into a lifelong journey. How much smarter to remember the advice of the first-century Roman philosopher, Juvenal: “It is sheer madness to live in want in order to be wealthy when you die.”